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The new government stimulus bill aimed at the housing sector has many optimistic that it will be enough to encourage potential buyers to jump into the real estate market and get that part of the economy moving again. The plan also specifically intends to stem the foreclosure rate and help many homeowners before they get in trouble. The one silver lining in the housing crisis is the incredible rates for mortages. Many consumers who had previously put their home purchasing decisions on hold, are now encouraged by historically low interest rates. Some penny wise consumers in the current economy, however, are choosing non traditional fee for service real estate alternatives, representing themselves and trying to find the best deals.